The Motor car Insurance

The Motor Insurance Database (MID)

All insurers must provide details of your motor insurance policy to the MID. It’s no longer enough just to be insured, all vehicles must be listed on the MID.
The role of the MID

Data from the MID is used by police to help combat uninsured driving. If your details haven’t been entered on the MID you may be stopped by the police. There’s a risk that your vehicle could be seized if the correct details haven’t been registered.

For private individuals it’s the responsibility of the insurance provider to get details of a policy or changes on MID within seven days of the effective date.

For company vehicles it’s the responsibility of the policy holder to ensure that their company vehicle details are provided for MID. To find out more about this please contact your insurance provider.
Check your vehicle is on the MID

It’s now possible to check that your vehicle is registered on the MID. By logging on to Askmid and following the instructions you can confirm quickly and easily that your vehicle insurance details have been entered.

Enter your vehicle’s registration number and confirm the vehicle is registered, owned or insured by either you or your employer and regularly driven by you. Then press enter and the system will instantly tell you whether or not a policy for your vehicle is recorded on the system.
Check your vehicle is insured - AskmidOpens new window

It’s the responsibility of your insurance company to ensure that the details of your policy are recorded on the MID. If Askmid has no record of your motor insurance on the system you should contact your insures or broker immediately.
More useful links
Owning a vehicle
Motor Insurers' Bureau (MIB)Opens new window
In this section...
Motor insurance
Buying motor insurance
Uninsured driving
The Green Card system
Motor insurance for visiting and imported vehicles

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Welcome to the Motor Insurers' Bureau

The law on motor insurance has changed. If you own a vehicle and it is registered in your name, unless it has been declared as “off the road” with a Statutory Off Road Notification (SORN) with the DVLA, it must be insured at all times. It is also still illegal to drive a vehicle without appropriate insurance.

If you are not insured (or haven’t made a SORN for your vehicle), your policy record will not appear on the Motor Insurance Database (MID) and you can expect to receive a warning letter in the post, followed by a fixed penalty fine.

The MID holds the insurance records of over 34 million vehicles and is used by the police and DVLA to enforce the law.

Check your own vehicle is correctly recorded by going to askMID.com. Stay legal and Stay Insured.